If a user has an exchange funding account where the USDC, USDT or USDG balance exceeds what's shown, there could be an amount that's not available for withdrawal, for example. Some of the user's existing assets might be protected or locked.3. How long does it take for USDC/USDT/USDG transferred from my exchange account to arrive in my Pay balance? It typically takes a few seconds for transfer to be processed. We'll send an email and push notification once it's completed.4.

Your account may be frozen if we detect any reward abuse or exploitation.7. Why don't my pending Pay rewards add up? The cash value of pending rewards is an approximation. The lifetime payout and activity records show the exact token and cash amounts. Rounding adjustments in the app may cause slight discrepancies in cash values.8. When will the Pay rewards program end? This is a limited-time campaign. We'll notify users in advance before ending the rewards program.

Reason for failure: the reason for failure will be shown in the status details. Examples include insufficient funds for fees, market price changes, or issues transferring assets. What happens to your assets: your assets will be returned to either your smart account or your Exchange account, depending on the step where the failure occurred. Next steps: review the failure reason and ensure all necessary conditions are met (for example, sufficient native tokens for fees). Try the conversion again.

You can use our instant messaging (IM) feature on Pay to send crypto gifts to a group of your friends — quickly, securely, and all within our platform.Step 1: Create a group chat Crypto gifts can only be sent to a group, so you'll need to start by creating a group chat.Here's how: Open the Chat page in Pay. Tap the plus (+) icon at the top right corner. Select New chat, then tap New group.

The country used for identity verification must not be on the restricted list here. The app must be updated to the latest version (Recommended: iOS 16+ and Android 7+). You can activate Pay by following these steps:How do I activate Pay?

plus (+) icon at the top right corner Select New Message Choose a friend to start a chat with — you can add them by their phone number, or sync your phone contacts to see who's already on OKXStep 2: Send crypto using Pay Once your chat is set up, sending crypto is easy: In the chat, tap the plus (+) icon at the bottom right Select Pay Set the amount and currency you’d like to pay with Tap Pay to complete the transfer Your friend will need to accept the payment before it expires — otherwise, it’ll be

Note: on-chain transactions require a network fee to be paid in the network's native crypto. Earn interest automatically on idle USDG held on X Layer. Swap assets from multiple supported chains into USDC, USDT, or USDG on X Layer for payments.How can I sync or recover my Pay account? You can easily sync your passkeys using a cloud backup through iCloud (iOS) or Google Password Manager (Android).