Tired of Traditional Finance? Then PayFi powered by @humafinance is here for you, Let's Find out more What is Huma Finance & How Huma Originated? Huma was founded by @DrPayFi & @0xErbil ,they have been well know in the space for long ,Huma Finance was Incubated in 2022-2023 where they aim to solve real world financing problem ,They partnered with Arf later & Some top Solana giants like Circle ,Stellar Development ,ParaFi etc. Raised $46.3M in 2 rounds from Top investors helped them build promising Tech changing the whole meta. What is Huma's Vision? Huma Finance is the world's first Payfi (Payment Financing) Network that Revolutionize global payment with Strategy to pay now ,build now.. Traditional System is Slow, Expensive, Broken ,Faulty. Using Stablecoins it Eliminate those Risks. Riding the Stablecoins wave🌊 with Huma Finance. I have added a reference from @FourPillarsFP report on Payfi Huma Stablecoins have Expanded Stablecoins the markets itself, Stablecoins kkged $27.6 Trillion more than @Visa & @Mastercard combined . With 2025 being the trend of Stablecoins & Volume growth. 🟣$ETH Settled $480B in Stablecoins in May 2025. 🟣By June ,total Stablecoins Value was $250B. 🟣USDT including $154B & $USDC including $61B ,while other yield bearing StableCoins holds over $20B,more than 7% of the market . Huma's unique model. Huma Finance has a Unique model with Enhancing PayFi Ecosystem ,that has integrated Real world payment Streams into Decentralization to Enable: 1️⃣ T+0 Settlement 2️⃣ Permisionless credit 3️⃣ RWA Assets Backed loans 4️⃣ Encouraging Institution Adoption 5️⃣Cross Border payments 6️⃣Using PayFi stack 7️⃣ $HUMA native token Using Six layer Infrastructure stack for having scable global payment Financing. With adoption in Surge ,Mcap grew from 57% $100B to 204B & monthly Volume growing to $2.6T in 2024, Just imagine the number it will be closing the year 2025 Payfi use case: 1⃣PayFi Application Eliminates Hassle of traditional Banking & Accelerate Global money Movement. Empowering Businesses in Africa , Asia ,America to adopt Payfi as a whole fore Settlement . 2⃣Stablecoin Backed Cards: These cards are a nice example of how Payfi application enables innovative financing solution. Backing USDC based spent through the card, At the end of the Each Billing cycle .The balance vis settled through On-chain Liquidation Ensuring Transparency & Efficiency. 3⃣Backing USDC based spent through the card ,At the end of the Each Billing cycle. The Balance is settled through On-chain Liquidation Ensuring Transparency & Efficiency & Eliminating Banking rails & Escaping Traditional methods of sending money . Trade Finance: Modernize how suppliers 🟣get paid faster settlement 🟣less frictional 🟣More growth 🟣Access short term funding for Business Three main aspects are dependent on the future of Payfi 1️⃣ T+0 Settlement 2️⃣ Market Regulation & Payfi Awareness T+0 Settlement : Currently cross border payments take 2-3 days to settle, With PayFi T+0 Settlement means same days settlement is possible fast forwarding Now you don't Even have to wait for a day . The payments are instantly settled in your account.This can be implemented in other Protocols with Payfi's 6 layer stack Technology helps enable same day payment. Market Regulations & Awareness of PayFi : The Payfi growth has just started with in coming years we can see it having a Huge global Impact on Country Economy. The Recent Bill passing at White house boosted Stablecoins Adoption rate helping Businesses use Stablecoins for payments. IRL events & summits are greater opportunities of marketing for PayFi ,Huma Co-founder Richard & Erbil are very good at it . Onboarding users through InfoFi campaigns is one more way to Educate & On-board. A specific Regulation committee should be setup to control the Stablecoins platform production & adoption. Recently @Visa & @Mastercard where Onboarded on Payfi where they Integrated Stablecoin Based payment on their Platforms.