Most lending markets pretend to be “permissionless,” but the moment risk increases, the system falls apart.
@LayerBankFi is one of the few actually delivering a two-tier model that scales without sacrificing safety.
$ULAB separates isolated pools from the main market, letting new assets plug in without infecting the entire system, while blue-chips get deep liquidity, tighter spreads, and predictable LTVs.
It’s the kind of architecture DeFi needs if it wants to onboard real users, real volume, and real institutions.
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