HyperEVM is notoriously difficult to provide high (anything above 10%) fixed APRs on LST assets Etherfi somehow pulled it off with 20% fixed APR boost for holding $beHYPE (Hyperbeats HYPE LST) in your Cash vault Deposit & withdraw from HyperEVM, use borrow mode so you don't have to sell your HYPE + get the regular 3% cashback on all spend Terms/conditions - min $50 spend, first 1000 depositors qualify, last for 2 weeks (ends Dec 4th), can also hold wHYPE @Route2FI made a recent great spreadsheet comparison breakdown of the existing crypto card landscape He's partnered with them, but there's a strong argument for why its a top option currently TLDR - better cashback, higher yield, accepted in more locations, no token staking requirements, better than most Tradfi cards ect I'm not partnered with Etherfi but their card product is clearly one of the best options out there currently

You can try out the card here